Banca Creditas saw its net profit jump to a record 4.6 billion crowns in 2025. A year earlier, it earned 770 million CZK. The key factor behind this result was the acquisition of MeDirect Bank, which operates in Malta and Belgium. According to CNB data, banks and savings banks in the Czech Republic also saw their combined net profit increase year-on-year by 5.3 billion crowns to 126.8 billion CZK.
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European expansion drives growth in client numbers and balance sheet total
By entering the European banking market, Banca Creditas increased its client base to 400,000. In autumn 2025, the bank completed the full integration of Max bank, and following the acquisition of the MeDirect group, now operates in four European markets. The group’s consolidated balance sheet total is approaching the 300 billion crown mark.
“With the acquisition of the MeDirect group, we entered the European and euro market. The record profit confirms that we can grow dynamically while remaining sustainable,” said board chairman VladimĂr HoĹ™ejšĂ.
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Bank strengthens capital and prepares for further growth
As it moves into the coming years, Banca Creditas is committed to continuing growth in the Czech and European markets and further developing digital services. In 2025, the bank increased its own capital to 17 billion crowns, which will support further development.
The bank was established in 1996 as 1st TĹ™ebĂÄŤ Savings Bank and transformed into a bank in 2017. It is part of the investment group Creditas. After founder Pavel Hubáček’s departure, his sons Tomáš and David joined the group, each acquiring a one-fifth stake.
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Source: CTK
