Kryptom\u011bny se postupn\u011b st\u00e1vaj\u00ed b\u011b\u017enou sou\u010d\u00e1st\u00ed investi\u010dn\u00edch portfoli\u00ed. U\u017e d\u00e1vno nejde jen o hra\u010dku technologick\u00fdch nad\u0161enc\u016f \u2013 bitcoin, ethereum a dal\u0161\u00ed digit\u00e1ln\u00ed aktiva dnes dr\u017e\u00ed i drobn\u00ed investo\u0159i, kte\u0159\u00ed hledaj\u00ed alternativu k tradi\u010dn\u00edm finan\u010dn\u00edm n\u00e1stroj\u016fm. S t\u00edm ale p\u0159ich\u00e1z\u00ed z\u00e1sadn\u00ed ot\u00e1zka: jak kryptom\u011bny bezpe\u010dn\u011b ulo\u017eit?<\/p>\n\n\n\n
Z\u00e1kladn\u00ed volba stoj\u00ed mezi dv\u011bma typy kryptom\u011bnov\u00fdch pen\u011b\u017eenek \u2013 hot wallet a cold wallet. Rozd\u00edl mezi nimi je p\u0159edev\u0161\u00edm v tom, zda jsou p\u0159ipojen\u00e9 k internetu. A pr\u00e1v\u011b to z\u00e1sadn\u011b ovliv\u0148uje jak pohodl\u00ed, tak \u00farove\u0148 bezpe\u010dnosti.<\/p>\n\n\n\n
Hot wallet je softwarov\u00e1 pen\u011b\u017eenka, kter\u00e1 funguje na za\u0159\u00edzen\u00ed p\u0159ipojen\u00e9m k internetu. Typicky jde o aplikaci v mobilu, roz\u0161\u00ed\u0159en\u00ed v prohl\u00ed\u017ee\u010di nebo program v po\u010d\u00edta\u010di. Uchov\u00e1v\u00e1 va\u0161e priv\u00e1tn\u00ed kl\u00ed\u010de a umo\u017e\u0148uje kryptom\u011bny rychle odes\u00edlat, p\u0159ij\u00edmat i spravovat na jednom m\u00edst\u011b.<\/p>\n\n\n\n
Pr\u00e1v\u011b rychl\u00fd p\u0159\u00edstup je hlavn\u00ed v\u00fdhodou hot pen\u011b\u017eenek. Jsou ide\u00e1ln\u00ed pro ka\u017edodenn\u00ed pou\u017e\u00edv\u00e1n\u00ed, \u010dast\u00e9 transakce nebo aktivn\u00ed obchodov\u00e1n\u00ed. U\u017eivatel\u00e9 je maj\u00ed neust\u00e1le po ruce a mohou reagovat na pohyby trhu v re\u00e1ln\u00e9m \u010dase.<\/p>\n\n\n\n
Mezi nejzn\u00e1m\u011bj\u0161\u00ed hot pen\u011b\u017eenky pat\u0159\u00ed nap\u0159\u00edklad Coinbase Wallet<\/a>, kter\u00e1 je nav\u00e1zan\u00e1 na stejnojmennou burzu, MetaMask<\/a> zam\u011b\u0159en\u00e1 na ekosyst\u00e9m Etherea, Trust Wallet<\/a> podporuj\u00edc\u00ed stovky kryptom\u011bn nebo Exodus, kter\u00e1 nab\u00edz\u00ed \u0161irokou funkcionalitu v p\u0159ehledn\u00e9m rozhran\u00ed. V\u00fdb\u011br konkr\u00e9tn\u00ed pen\u011b\u017eenky \u010dasto z\u00e1vis\u00ed na tom, jak\u00e9 kryptom\u011bny chcete dr\u017eet, jak\u00fd design preferujete, jak\u00e9 poplatky jste ochotni akceptovat a zda ji chcete propojit s konkr\u00e9tn\u00ed burzou.<\/p>\n\n\n\n Nev\u00fdhodou hot wallet je ale pr\u00e1v\u011b jej\u00ed online povaha. P\u0159ipojen\u00ed k internetu znamen\u00e1 vy\u0161\u0161\u00ed riziko \u00fatoku, malwaru nebo zneu\u017eit\u00ed p\u0159\u00edstupov\u00fdch \u00fadaj\u016f. \u010c\u00edm pohodln\u011bj\u0161\u00ed \u0159e\u0161en\u00ed, t\u00edm v\u011bt\u0161\u00ed potenci\u00e1ln\u00ed zranitelnost.<\/p>\n\n\n\n Cold wallet funguje offline. Nen\u00ed trvale p\u0159ipojen\u00e1 k internetu ani k jin\u00e9mu za\u0159\u00edzen\u00ed, a t\u00edm p\u00e1dem je prakticky nedosa\u017eiteln\u00e1 pro vzd\u00e1len\u00e9 \u00fatoky. Slou\u017e\u00ed p\u0159edev\u0161\u00edm k dlouhodob\u00e9mu ulo\u017een\u00ed kryptom\u011bn, kter\u00e9 nechcete denn\u011b pou\u017e\u00edvat.<\/p>\n\n\n\n Nej\u010dast\u011bj\u0161\u00ed podobou jsou hardwarov\u00e9 pen\u011b\u017eenky, mal\u00e9 fyzick\u00e9 za\u0159\u00edzen\u00ed p\u0159ipom\u00ednaj\u00edc\u00ed USB disk. Mezi nejzn\u00e1m\u011bj\u0161\u00ed zna\u010dky pat\u0159\u00ed Trezor<\/a>, Ledger<\/a> nebo KeepKey<\/a>. Jejich cena se obvykle pohybuje mezi 50 a 200 americk\u00fdmi dolary. Existuj\u00ed i pap\u00edrov\u00e9 pen\u011b\u017eenky, tedy dokument s vyti\u0161t\u011bn\u00fdm ve\u0159ejn\u00fdm a priv\u00e1tn\u00edm kl\u00ed\u010dem, \u010dasto dopln\u011bn\u00fd QR k\u00f3dem. Jejich slabinou je fyzick\u00e1 zranitelnost \u2013 pap\u00edr se m\u016f\u017ee ztratit, zni\u010dit nebo po\u0161kodit.<\/p>\n\n\n\n Zvl\u00e1\u0161tn\u00ed kategori\u00ed je takzvan\u00e9 deep cold storage. Nejde o konkr\u00e9tn\u00ed za\u0159\u00edzen\u00ed, ale o zp\u016fsob zabezpe\u010den\u00ed. Pen\u011b\u017eenka je fyzicky ulo\u017een\u00e1 nap\u0159\u00edklad v trezoru nebo bezpe\u010dnostn\u00ed schr\u00e1nce v bance. P\u0159\u00edstup k n\u00ed je z\u00e1m\u011brn\u011b komplikovan\u00fd a po\u010d\u00edt\u00e1 se s t\u00edm, \u017ee investor ke sv\u00fdm kryptom\u011bn\u00e1m sah\u00e1 jen v\u00fdjime\u010dn\u011b.<\/p>\n\n\n\n Kl\u00ed\u010dov\u00fdm rozd\u00edlem oproti hot wallet je to, \u017ee priv\u00e1tn\u00ed kl\u00ed\u010de jsou u cold pen\u011b\u017eenek zcela offline. Aby bylo mo\u017en\u00e9 uskute\u010dnit transakci, mus\u00ed b\u00fdt nejprve p\u0159eneseny do prost\u0159ed\u00ed p\u0159ipojen\u00e9ho k internetu. Pr\u00e1v\u011b tento krok nav\u00edc tvo\u0159\u00ed dal\u0161\u00ed bezpe\u010dnostn\u00ed bari\u00e9ru.<\/p>\n\n\n\n Ka\u017ed\u00e1 kryptopen\u011b\u017eenka pracuje se dv\u011bma typy kl\u00ed\u010d\u016f. Ve\u0159ejn\u00fd kl\u00ed\u010d funguje jako adresa pen\u011b\u017eenky, podobn\u011b jako \u010d\u00edslo bankovn\u00edho \u00fa\u010dtu. M\u016f\u017eete ho komukoli poskytnout, aby v\u00e1m na n\u011bj poslal kryptom\u011bny.<\/p>\n\n\n\n Priv\u00e1tn\u00ed kl\u00ed\u010d je naopak t\u00edm nejcitliv\u011bj\u0161\u00edm \u00fadajem. Slou\u017e\u00ed k ov\u011b\u0159en\u00ed vlastnictv\u00ed kryptom\u011bn a umo\u017e\u0148uje s nimi nakl\u00e1dat. Bez n\u011bj nelze \u017e\u00e1dnou transakci uskute\u010dnit. Pokud o priv\u00e1tn\u00ed kl\u00ed\u010d p\u0159ijdete, ztrat\u00edte p\u0159\u00edstup ke sv\u00fdm prost\u0159edk\u016fm \u2013 a na rozd\u00edl od banky neexistuje \u017e\u00e1dn\u00e1 centr\u00e1ln\u00ed autorita, kter\u00e1 by v\u00e1m jej obnovila.<\/p>\n\n\n\n Z pohledu online \u00fatok\u016f jsou cold pen\u011b\u017eenky jednozna\u010dn\u011b bezpe\u010dn\u011bj\u0161\u00ed. Nelze je vzd\u00e1len\u011b hacknout, proto\u017ee nejsou p\u0159ipojen\u00e9 k internetu. To ale neznamen\u00e1, \u017ee jsou stoprocentn\u011b bez rizika. Mohou se ztratit, b\u00fdt ukradeny nebo fyzicky po\u0161kozeny.<\/p>\n\n\n\n Nav\u00edc n\u011bkter\u00e9 modern\u00ed \u201estuden\u00e9\u201c pen\u011b\u017eenky nab\u00edzej\u00ed bezdr\u00e1tov\u00e9 p\u0159ipojen\u00ed nebo vy\u017eaduj\u00ed instalaci doprovodn\u00fdch aplikac\u00ed. Plat\u00ed jednoduch\u00e9 pravidlo \u2013 \u010d\u00edm pohodln\u011bj\u0161\u00ed a funk\u010dn\u011b bohat\u0161\u00ed \u0159e\u0161en\u00ed, t\u00edm men\u0161\u00ed m\u00edra bezpe\u010dnosti. Ka\u017ed\u00fd prvek nav\u00edc otev\u00edr\u00e1 dal\u0161\u00ed potenci\u00e1ln\u00ed slab\u00e9 m\u00edsto.<\/p>\n\n\n\n Univerz\u00e1ln\u00ed odpov\u011b\u010f neexistuje. Z\u00e1le\u017e\u00ed na tom, jak \u010dasto chcete kryptom\u011bny pou\u017e\u00edvat a jak velkou hodnotu dr\u017e\u00edte. V praxi v\u011bt\u0161ina zku\u0161en\u011bj\u0161\u00edch investor\u016f kombinuje ob\u011b varianty. Men\u0161\u00ed \u010d\u00e1st prost\u0159edk\u016f m\u00e1 v hot wallet pro b\u011b\u017en\u00e9 transakce a v\u011bt\u0161inu hodnoty uchov\u00e1v\u00e1 v cold pen\u011b\u017eence pro dlouhodob\u00e9 dr\u017een\u00ed.<\/p>\n\n\n\n Tento p\u0159\u00edstup vyva\u017euje pohodl\u00ed a bezpe\u010dnost. Kryptom\u011bny jsou toti\u017e specifick\u00e9 t\u00edm, \u017ee odpov\u011bdnost za n\u011b le\u017e\u00ed prim\u00e1rn\u011b na samotn\u00e9m u\u017eivateli. Spr\u00e1vn\u011b zvolen\u00e1 pen\u011b\u017eenka je proto jedn\u00edm z nejd\u016fle\u017eit\u011bj\u0161\u00edch rozhodnut\u00ed, kter\u00e9 ka\u017ed\u00fd investor ud\u011bl\u00e1 hned na za\u010d\u00e1tku sv\u00e9 cesty do sv\u011bta digit\u00e1ln\u00edch aktiv.<\/p>\n","protected":false},"excerpt":{"rendered":" Kryptom\u011bny se postupn\u011b st\u00e1vaj\u00ed b\u011b\u017enou sou\u010d\u00e1st\u00ed investi\u010dn\u00edch portfoli\u00ed. U\u017e d\u00e1vno nejde jen o hra\u010dku technologick\u00fdch nad\u0161enc\u016f \u2013 bitcoin, ethereum a dal\u0161\u00ed digit\u00e1ln\u00ed aktiva dnes dr\u017e\u00ed i drobn\u00ed investo\u0159i, kte\u0159\u00ed hledaj\u00ed alternativu k tradi\u010dn\u00edm finan\u010dn\u00edm n\u00e1stroj\u016fm. S t\u00edm ale p\u0159ich\u00e1z\u00ed z\u00e1sadn\u00ed ot\u00e1zka: jak kryptom\u011bny bezpe\u010dn\u011b ulo\u017eit? Z\u00e1kladn\u00ed volba stoj\u00ed mezi dv\u011bma typy kryptom\u011bnov\u00fdch pen\u011b\u017eenek \u2013 hot […]<\/p>\n","protected":false},"author":44,"featured_media":81955,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[242],"tags":[761,5259,4940,5258,695,5257],"class_list":{"0":"post-81954","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-kryptomeny","8":"tag-bitcoin-cs","9":"tag-cold-wallet","10":"tag-ekonomika","11":"tag-hot-wallet","12":"tag-kryptomeny","13":"tag-penezenka"},"aioseo_notices":[],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\tMohlo by v\u00e1s zaj\u00edmat: MadisonSix: kryptom\u011bny bez zbyte\u010dn\u00e9 slo\u017eitosti<\/a><\/h3>\n\n\n\n
Pro\u010d jsou cold wallets pova\u017eov\u00e1ny za nejbezpe\u010dn\u011bj\u0161\u00ed<\/strong><\/h2>\n\n\n\n
Jak funguj\u00ed kl\u00ed\u010de v kryptopen\u011b\u017eence<\/strong><\/h2>\n\n\n\n
Jsou cold wallets opravdu bezchybn\u00e9<\/strong><\/h2>\n\n\n\n
Mohlo by v\u00e1s zaj\u00edmat: Jak koupit bitcoin v \u010cesku: nejjednodu\u0161\u0161\u00ed a nejbezpe\u010dn\u011bj\u0161\u00ed cesta pro za\u010d\u00e1te\u010dn\u00edky<\/a><\/h3>\n\n\n\n
Jak\u00e9 \u0159e\u0161en\u00ed je nejlep\u0161\u00ed pro b\u011b\u017en\u00e9ho investora<\/strong><\/h2>\n\n\n\n